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Electric bill calculator
Enter the kWh on your bill: the calculator prices them at your state’s 2026 average and sets the result beside the typical home there.
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Electric bill in Texas
$176 a month
$2,112 a year for 1,096 kWh a month
| Your estimate | $176 |
| Average Texas bill in 2024 (EIA) | $164 |
| Average Texas use in 2024 | 1,096 kWh |
| Difference with the 2024 average | +$12 |
EIA’s average price is total residential revenue divided by kWh sold, so fixed monthly charges are spread into it. Tiered or time-of-use rates change your own figure. How this is calculated.
The average American home used 863 kWh of electricity a month in 2024, and at the 2026 national average price of 18.19¢ per kWh that comes to about $157 a month, or $1,884 a year. The price rose 10% from the 16.48¢ average of 2024, when the same use cost $142 a month. Your state changes both halves of the multiplication. With 2024 use and January to July 2026 prices from the Energy Information Administration, the lowest typical bill is in New Mexico, $99 a month, and the highest in Hawaii, $229. Use varies more than most people expect: Louisiana homes averaged 1,202 kWh a month, Hawaii homes 495. Type the kWh printed on your own bill and the calculator returns the monthly and yearly cost at your state's average rate, with the gap to the typical 2024 bill there.
Two numbers make the bill
The calculator multiplies the kWh you used by the average residential price in your state, then by twelve for the year. It opens on Texas, where the average home used 1,096 kWh a month in 2024 and the price in January to July 2026 was 16.06¢: $176 a month. The EIA price is total residential revenue divided by kWh sold, so customer charges, delivery and taxes collected through the bill are spread inside it. That makes it a fair average, and a poor guide to a tiered rate or a time-of-use plan, where the next kWh can cost much more or much less than the average. If your bill lists a price per kWh, type it in place of the state figure.
Use is the half you control. The 2024 state averages come from EIA form 861, which collects sales, customers and revenue from every utility. Homes in the South use the most, because air conditioning runs for months and many houses heat with electricity; homes in the Northeast and the West Coast use less but often pay more per kWh. At the national price, 1,000 kWh a month costs $182 and 2,000 kWh costs $364.
| State | Price, January to July 2026 | Use a month, 2024 | Average bill, 2024 | Same use at 2026 price |
|---|---|---|---|---|
| New Mexico | 15.08¢ | 654 kWh | $93 | $99 |
| Utah | 13.16¢ | 774 kWh | $95 | $102 |
| Colorado | 16.72¢ | 674 kWh | $101 | $113 |
| Minnesota | 16.25¢ | 712 kWh | $110 | $116 |
| Iowa | 14.20¢ | 832 kWh | $112 | $118 |
| Montana | 13.95¢ | 852 kWh | $108 | $119 |
| Wyoming | 13.95¢ | 863 kWh | $108 | $120 |
| Idaho | 12.96¢ | 944 kWh | $109 | $122 |
| Wisconsin | 19.00¢ | 645 kWh | $111 | $123 |
| Nebraska | 12.90¢ | 956 kWh | $110 | $123 |
| Nevada | 13.53¢ | 930 kWh | $139 | $126 |
| North Dakota | 12.36¢ | 1,029 kWh | $118 | $127 |
| Michigan | 21.53¢ | 618 kWh | $119 | $133 |
| Illinois | 19.22¢ | 693 kWh | $110 | $133 |
| Kansas | 15.21¢ | 876 kWh | $124 | $133 |
| Oregon | 15.40¢ | 882 kWh | $130 | $136 |
| Vermont | 23.95¢ | 574 kWh | $126 | $137 |
| Washington | 14.40¢ | 955 kWh | $114 | $138 |
| Missouri | 13.96¢ | 1,001 kWh | $129 | $140 |
| Arkansas | 13.61¢ | 1,048 kWh | $129 | $143 |
| South Dakota | 14.50¢ | 994 kWh | $128 | $144 |
| Oklahoma | 13.58¢ | 1,079 kWh | $132 | $147 |
| Kentucky | 14.27¢ | 1,047 kWh | $134 | $149 |
| North Carolina | 14.94¢ | 1,015 kWh | $144 | $152 |
| Indiana | 17.04¢ | 901 kWh | $133 | $154 |
| Alaska | 27.09¢ | 578 kWh | $144 | $157 |
| District of Columbia | 24.66¢ | 639 kWh | $113 | $158 |
| Ohio | 18.70¢ | 846 kWh | $135 | $158 |
| New Jersey | 23.98¢ | 662 kWh | $128 | $159 |
| West Virginia | 15.47¢ | 1,027 kWh | $155 | $159 |
| Tennessee | 13.87¢ | 1,154 kWh | $143 | $160 |
| Louisiana | 13.35¢ | 1,202 kWh | $141 | $160 |
| Delaware | 17.86¢ | 911 kWh | $151 | $163 |
| Maine | 29.99¢ | 550 kWh | $134 | $165 |
| Georgia | 15.40¢ | 1,074 kWh | $151 | $165 |
| Rhode Island | 29.22¢ | 567 kWh | $162 | $166 |
| New Hampshire | 26.79¢ | 619 kWh | $145 | $166 |
| Arizona | 15.44¢ | 1,075 kWh | $160 | $166 |
| California | 33.25¢ | 503 kWh | $161 | $167 |
| South Carolina | 15.93¢ | 1,050 kWh | $150 | $167 |
| New York | 29.38¢ | 571 kWh | $140 | $168 |
| Florida | 15.30¢ | 1,104 kWh | $156 | $169 |
| Massachusetts | 30.14¢ | 570 kWh | $167 | $172 |
| Pennsylvania | 21.04¢ | 817 kWh | $145 | $172 |
| Virginia | 16.83¢ | 1,032 kWh | $149 | $174 |
| Mississippi | 15.19¢ | 1,156 kWh | $155 | $176 |
| Texas | 16.06¢ | 1,096 kWh | $164 | $176 |
| Alabama | 16.54¢ | 1,143 kWh | $174 | $189 |
| Connecticut | 27.97¢ | 695 kWh | $200 | $194 |
| Maryland | 21.30¢ | 929 kWh | $166 | $198 |
| Hawaii | 46.28¢ | 495 kWh | $212 | $229 |
| United States | 18.19¢ | 863 kWh | $142 | $157 |
Reading the gap with the state average
Below the result, the calculator shows how far your estimate sits from the typical 2024 bill in your state. A large positive gap usually points to one of a few loads: electric heat or a heat pump in winter, central air in summer, an electric water heater, a pool pump, a well pump, or an electric car charged at home. A bill far under the average often means gas heat and gas cooking, a small apartment, or rooftop solar netting out part of the use.
Seasons make single months misleading
One month says little. In hot states summer bills can run far above spring ones, and electrically heated homes in cold states see the same jump in January. Add the twelve monthly kWh figures from your account and divide by twelve before you enter them, or enter your highest month to see the worst case. Many utilities offer budget billing that spreads the year evenly; it changes when you pay, not what you pay.
Bringing the number down
Find the big loads first. The appliance cost calculator prices any device from its watts and hours, which shows quickly whether the old freezer in the garage or the space heater under the desk deserves attention. Heating is usually the largest single item in a home that heats with electricity; the heating comparison sets a heat pump against baseboard heat and fuel. If you are thinking about panels, the solar calculator turns this same kWh figure into a system size.
Rate plans matter as well. Some utilities offer time-of-use or seasonal plans, and in states with retail choice a supplier can sell the energy part of the bill. Terms and fees differ, so compare the total price per kWh on a full year of your own use rather than a teaser rate.