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Electric bill calculator

Enter the kWh on your bill: the calculator prices them at your state’s 2026 average and sets the result beside the typical home there.

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Texas residential average, January to July 2026 (EIA). Your bill’s rate may differ.

On your bill. Texas homes averaged 1,096 kWh a month in 2024.

Electric bill in Texas

$176 a month

$2,112 a year for 1,096 kWh a month

Your estimate$176
Average Texas bill in 2024 (EIA)$164
Average Texas use in 20241,096 kWh
Difference with the 2024 average+$12

EIA’s average price is total residential revenue divided by kWh sold, so fixed monthly charges are spread into it. Tiered or time-of-use rates change your own figure. How this is calculated.

The average American home used 863 kWh of electricity a month in 2024, and at the 2026 national average price of 18.19¢ per kWh that comes to about $157 a month, or $1,884 a year. The price rose 10% from the 16.48¢ average of 2024, when the same use cost $142 a month. Your state changes both halves of the multiplication. With 2024 use and January to July 2026 prices from the Energy Information Administration, the lowest typical bill is in New Mexico, $99 a month, and the highest in Hawaii, $229. Use varies more than most people expect: Louisiana homes averaged 1,202 kWh a month, Hawaii homes 495. Type the kWh printed on your own bill and the calculator returns the monthly and yearly cost at your state's average rate, with the gap to the typical 2024 bill there.

Two numbers make the bill

The calculator multiplies the kWh you used by the average residential price in your state, then by twelve for the year. It opens on Texas, where the average home used 1,096 kWh a month in 2024 and the price in January to July 2026 was 16.06¢: $176 a month. The EIA price is total residential revenue divided by kWh sold, so customer charges, delivery and taxes collected through the bill are spread inside it. That makes it a fair average, and a poor guide to a tiered rate or a time-of-use plan, where the next kWh can cost much more or much less than the average. If your bill lists a price per kWh, type it in place of the state figure.

Use is the half you control. The 2024 state averages come from EIA form 861, which collects sales, customers and revenue from every utility. Homes in the South use the most, because air conditioning runs for months and many houses heat with electricity; homes in the Northeast and the West Coast use less but often pay more per kWh. At the national price, 1,000 kWh a month costs $182 and 2,000 kWh costs $364.

Sorted by the last column. Prices: EIA Electric Power Monthly, table 5.6.B. Use and 2024 bill: EIA Electric Sales, Revenue and Average Price 2024, table 5A.
StatePrice, January to July 2026Use a month, 2024Average bill, 2024Same use at 2026 price
New Mexico15.08¢654 kWh$93$99
Utah13.16¢774 kWh$95$102
Colorado16.72¢674 kWh$101$113
Minnesota16.25¢712 kWh$110$116
Iowa14.20¢832 kWh$112$118
Montana13.95¢852 kWh$108$119
Wyoming13.95¢863 kWh$108$120
Idaho12.96¢944 kWh$109$122
Wisconsin19.00¢645 kWh$111$123
Nebraska12.90¢956 kWh$110$123
Nevada13.53¢930 kWh$139$126
North Dakota12.36¢1,029 kWh$118$127
Michigan21.53¢618 kWh$119$133
Illinois19.22¢693 kWh$110$133
Kansas15.21¢876 kWh$124$133
Oregon15.40¢882 kWh$130$136
Vermont23.95¢574 kWh$126$137
Washington14.40¢955 kWh$114$138
Missouri13.96¢1,001 kWh$129$140
Arkansas13.61¢1,048 kWh$129$143
South Dakota14.50¢994 kWh$128$144
Oklahoma13.58¢1,079 kWh$132$147
Kentucky14.27¢1,047 kWh$134$149
North Carolina14.94¢1,015 kWh$144$152
Indiana17.04¢901 kWh$133$154
Alaska27.09¢578 kWh$144$157
District of Columbia24.66¢639 kWh$113$158
Ohio18.70¢846 kWh$135$158
New Jersey23.98¢662 kWh$128$159
West Virginia15.47¢1,027 kWh$155$159
Tennessee13.87¢1,154 kWh$143$160
Louisiana13.35¢1,202 kWh$141$160
Delaware17.86¢911 kWh$151$163
Maine29.99¢550 kWh$134$165
Georgia15.40¢1,074 kWh$151$165
Rhode Island29.22¢567 kWh$162$166
New Hampshire26.79¢619 kWh$145$166
Arizona15.44¢1,075 kWh$160$166
California33.25¢503 kWh$161$167
South Carolina15.93¢1,050 kWh$150$167
New York29.38¢571 kWh$140$168
Florida15.30¢1,104 kWh$156$169
Massachusetts30.14¢570 kWh$167$172
Pennsylvania21.04¢817 kWh$145$172
Virginia16.83¢1,032 kWh$149$174
Mississippi15.19¢1,156 kWh$155$176
Texas16.06¢1,096 kWh$164$176
Alabama16.54¢1,143 kWh$174$189
Connecticut27.97¢695 kWh$200$194
Maryland21.30¢929 kWh$166$198
Hawaii46.28¢495 kWh$212$229
United States18.19¢863 kWh$142$157

Reading the gap with the state average

Below the result, the calculator shows how far your estimate sits from the typical 2024 bill in your state. A large positive gap usually points to one of a few loads: electric heat or a heat pump in winter, central air in summer, an electric water heater, a pool pump, a well pump, or an electric car charged at home. A bill far under the average often means gas heat and gas cooking, a small apartment, or rooftop solar netting out part of the use.

Seasons make single months misleading

One month says little. In hot states summer bills can run far above spring ones, and electrically heated homes in cold states see the same jump in January. Add the twelve monthly kWh figures from your account and divide by twelve before you enter them, or enter your highest month to see the worst case. Many utilities offer budget billing that spreads the year evenly; it changes when you pay, not what you pay.

Bringing the number down

Find the big loads first. The appliance cost calculator prices any device from its watts and hours, which shows quickly whether the old freezer in the garage or the space heater under the desk deserves attention. Heating is usually the largest single item in a home that heats with electricity; the heating comparison sets a heat pump against baseboard heat and fuel. If you are thinking about panels, the solar calculator turns this same kWh figure into a system size.

Rate plans matter as well. Some utilities offer time-of-use or seasonal plans, and in states with retail choice a supplier can sell the energy part of the bill. Terms and fees differ, so compare the total price per kWh on a full year of your own use rather than a teaser rate.

Questions people ask

What is the average electric bill in 2026?

At the national average price of 18.19¢ per kWh for January to July 2026 and the 2024 average use of 863 kWh a month, a typical home pays about $157 a month. State figures run from $99 in New Mexico to $229 in Hawaii, combining each state's price with its average use from EIA.

How much is an electric bill for 1,000 kWh?

At the U.S. average of 18.19¢ per kWh in January to July 2026, 1,000 kWh costs about $182. In Texas, at 16.06¢, it costs $161; in California, at 33.25¢, it costs $333. Tiered or time-of-use rates move the real figure up or down, so check the rate printed on your own bill.

Why is my electric bill so high this month?

Weather is the usual reason: air conditioning in summer and electric heat in winter can double use within weeks. Compare this month's kWh with the same month last year on your account; if use is flat, the rate or a fixed charge changed. The U.S. average price rose 10% between 2024 and January to July 2026, according to EIA.

How many kWh does a house use per month?

The average U.S. home used 863 kWh a month in 2024, according to EIA. State averages ranged from 495 kWh in Hawaii to 1,202 kWh in Louisiana. Heating fuel, air conditioning, house size and the number of people at home explain most of the difference between two households.

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